[目的/意义]针对金融科技（FinTech）发展的特征、现状及问题，探究情报学知识和技术在FinTech实践中的应用和发展方向。[方法/过程]梳理Fintech概念在国内外的发展历程和现状，并从情报学视角，讨论FinTech在特征、应用、监管等方面的研究展望，提出相应的建议。[结果/结论]研究结果表明，情报学与FinTech相辅相成，共同发展。未来，可以进一步强化FinTech业务的信息化与数字化，加强情报分析、商务智能以及情报学视角的大数据分析，为FinTech的发展注入更多的活力。
[Purpose/significance] This paper explores the application and development direction of information science and technology in financial technology(FinTech) practice in termsof its characteristics, current situation and problems.[Method/process] By reviewing the development history and current situation of FinTechat home and abroad, this paper discussed FinTech's research prospect inits features, application and supervision from the perspective of information science, and put forward corresponding suggestions.[Result/conclusion] Information science and FinTech complement each other and should be developed together. In the future, we can further strengthen the informatization and digitization of FinTech's business, strengthen the analysis of intelligence, especially business intelligence, and put more vitality into FinTech's development.
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